No, this post isn’t about how to get lower strip club prices or where you can get hold of discount lap dancing coupons. Sorry to disappoint you.
Over the last few months I’ve cut costs and stripped down my budget which has lead me to wonder if I could reduce it even further. Is it possible to bring my outgoings down to frugal fractions.
What is the bare minimum you could survive on in areas like food, travel, entertainment? By going frugal and been more financially reserved would it be possible to shave even more off my budget.
You can have fun without spending much on entertainment and going to the club. Going out drinking costs a bomb and isn’t economically when you can party cheaper at home for 75% less dosh.
When I explained to friends that I didn’t what go out partying and drinking because I was on a tight budget they laughed and mocked me for using discount stores and going shopping in cheap shops and labelled me a bore.
It’s funny when people look down at you for doing something they don’t understand? It may seem like madness when I have a workable budget but I want to push the budget limit and see how frugal I can you go to pay off my debt faster.
Of course I would like to go out for a drink but I knew one thing would lead to another and the night would end up costing a fortune and they would try and drag me to a strip club somewhere so I said “no I can’t afford it”.
They offered to buy me drinks and sub me yet I still declined. The last thing I want is to get into debt with my mates again. I know that saying “no thanks” was the right thing to do.
While my friends are out partying drinking pitchers, spending their money and partying I’ll be saving money and keeping to my budget. I’m still figuring it all out and at times I feel a money mentor would help keep me on track and hold myself accountable.
If you want to get ahead you need to hold yourself accountable and if you can’t afford something then say “no”. Saying no is a good budgeting habit.
Let’s see them make fun and mock me for being a loser when my debt is paid off and I’m financially free. Once your debt is gone you can work towards early retirement and that’s when the fun really starts. The fun of doing what you want every day without any financial pressures or stress.
Many of my friends don’t seem that interested in their personal finances or dealing with their debt or pensions. I’ve tried to tell them that if they’re not careful they’ll be The Leftovers. While it’s important to live in the moment you never know what fate and misfortune may bring you. So live for today and plan for tomorrow which may include sacrificing nights out, staying in days and cutting back on things.
