Hello First Timers,

If you are here for the first time then nice to meet you and welcome to my blog. My blog posts are always tricky to write right now so I’ll just layout what I hope to achieve writing on here from now on….

Over the last few weeks I’ve spend a lot of time reflecting on the money I’ve wasted and how I’ve become dissatisfied with my physical health. I’ve come to the conclusion that I consume too much which has affected my health and wealth.

At this time I don’t really have any big savings but I have lots of university debt and my body and mind feels like a wreck. The reason I’m fat and out of shape is obvious, I smoke, eat, drink too much and don’t get enough exercise. As the saying goes “You are what you eat”. Living off garbage won’t help.

The reason why I’m broke and my finances are failing is because I overspend, use debt to maintain my lifestyle and don’t use a budget. Now is the time to confront these problems. And so I figured I could share my journey to a better lifestyle. One that is debt free and a place where I’m in better shape.