A few months back my money was out of control and I didn’t track any spending so here is my new monthly budget in a beautiful Excel Spreadsheet. I’ve just managed to balance the books thanks to selling some stuff on eBay.
You’ll notice there is no budget for fun anymore. 🙁 I seriously need to get a handle on my cash situation.
I have included the overdraft, my mate and Mum and Dad under debts but can’t reduce these debts until I have brought the credit card payments down. It’s a good thing friends and family don’t charge interest.