I’ve change my budget and added a leftover column. The idea with the new budget is to put a few quid aside. Anything extra that’s leftover I can use towards paying my debt or placing it in the kitty.
I’ll repeat until the balance hits zero, starting with the credits cards. I’ve made some big saving by reducing my food bill further, switching energy providers and now my mobile phone contact has ended I’ve change to pay as you go.
The bad budgeting news is my eBay wheeler dealing has ended. Selling on there was as a welcomed cash boost. I’ve managed to get rid of a lot of junk and unwanted items. It would be nice to replace this lost income which has helped get me through so I’m considering putting some advertising on this site.
The good news thanks to my sales I have managed to amass a total of £1948 in the kitty. I’m so proud I’ve managed to do this. Now should I put that straight into my credit card debts or clear the overdraft?
